INSURANCE AND INVESTMENTS

We offer independent comprehensive strategies and integration of all of your assets to help you reach your financial goals. Our offices use the latest technology. 

  • Full service brokerage for mutual funds, numerous variable annuity companies, stocks, bonds and money markets.
  • Managed assets platforms through Ameritas Investment Corp.
  • 401k plans, installation and individual rollovers and transfers. 
  • We offer retirement planning and pension rollovers, Individual IRA's.
  • Life Insurance: Variable,  Life,  Whole Life and Term products.
  • Variable and Fixed Annuities.
  • College 529 plans or UGMA accounts.
  • We coordinate trusts and wills with either your attorney or our network of counsulting firms.
  • Professional guidance on Group Benefits, and Individual health insurance. (MI, IL, Oh)

Kay and Phil Chenoweth CLU, ChFC, Investment Advisor Representatives, conduct business in MI,IL,FL,TX,CA,LA,SC,NH. For those persons inquiring from states where Kay and Phil Chenoweth do not currently have advisory, securities and/or insurance licensed professionals, we cannot transact business in that state nor provide follow-up or individual responses, until after obtaining the appropriate licenses and/or registrations in that state.

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jursidiction. As with any security, request a prospectus from your registered representative. Read it carefully before you invest or send money. Insurance and securities are limited to the residents of :MI,IL,FL,TX,CA,LA,SC.

          

 
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Disability Income Insurance

How much Disability Income Insurance do you need?

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Newsletters

HOT TOPIC: American Manufacturing: Rebound or Renaissance?

During the last decade, U.S. manufacturing lost millions of jobs to foreign competition. The sector appears to be coming back strong, adding almost half a million jobs since 2010 as productivity rises. This article examines the conditions that originally caused the exodus of U.S. industrial production and those that may bode well for its future.

Diving into Dividends

Dividends have traditionally been considered a source of income, but they also can be a powerful way to help build savings. A recent study found that dividends contributed 44% of S&P 500 total returns from 1930 through September 2010. This article explains how dividends work and the role that dividends could play in an investor's savings strategy.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

HOT TOPIC: Could High Oil and Gas Prices Derail the Recovery?

Gas prices began the year higher than normal and increased sharply. The forecast is for prices to rise to record highs by summer. But it’s not just drivers who are feeling pain at the pump. This article will explain some possible reasons why gas prices have been rising and discuss the potential implications for consumers, businesses, and the broader U.S. economy.

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